Home insurance

Deciding whether to insure your belongings is up to you, but insuring your belongings can save a lot of money if they are stolen or damaged. If this happens, remember that we do not have to give you any financial help or compensation unless you prove that we were careless in some way.

Buying an Insurance policy

Shop around for the best insurance policy. Make sure that it is with a good company. It is important to include third party cover, in case anyone claims against you (for example, if you leave a tap running and flood your neighbour's home).

If you belong to a trade union

You may find that they organise insurance schemes for their members.

If you are a pensioner

Lambeth Age Concern can arrange a cheap insurance policy for you.

Age Concern Lambeth 
336 Brixton Road
Brixton
Lambeth
SW9 7AA
Phone: 020 7733 0528
Fax: 020 7346 6814
Email: admin@aclambeth.org.uk

Low cost home contents insurance for tenants and leaseholders

We have selected an insurance broker for low cost home contents insurance designed specifically for tenants and leaseholders of Lambeth Council. The scheme is only available to them.

Contact us for further information and to request a form or go to the Home contents insurance application form page to download a form.

How you can pay

Payment methods are easy and flexible - annual, monthly cash, monthly direct debit and fortnightly cash. All cash payments are made by swipe card via the allpay.net network.

Some features of the home contents insurance for tenants and leaseholders

• 'New-for-old' insurance.
• Low minimum levels of cover - £6,000 for people over 60 and £8,000 for all other tenants.
• Fast and fair claims service.
• Easy payment methods.
• Dedicated helplines - general and claims.

Examples of the cover provided:

• Accidental damage - TVs, videos, Hi Fis, DVDs, PCs, camcorders and glass and ceramic fittings
• Comprehensive cover for home, outbuildings and garages
• Frozen food
• Locks and keys
• Liability to third parties
• Fatal accident £2,000

We insure our properties against the following risks

• Fire
• Lightning
• Explosions
• Aircraft
• Riot and public disturbances (including strikes)
• Malicious damage by political organisations
• Some other types of damage

We are insured for claims by tenants after damage to their property which is our fault. For example, faulty repairs. Make claims to your housing officer as soon as possible. We need to inspect any damaged goods within 7 days of getting your claim, so don't throw them away. In exceptional cases we can make a special payment.