Make sure you claim all the benefit support you are entitled to receive.
We can help you identify if you are missing out and provide the practical support to claim all the financial support you are entitled to. You can also get benefits advice from One Lambeth Advice.
Sections in this guide (click title to view)
- 1. People aged 60 or over
- 2. Ill or disabled people
- 3. Children, young people and their carers
- 4. Carers
- 5. Universal Credit
- 6. Refer someone for benefits advice
- 7. Useful websites
1. People aged 60 or over
Many people over 60 miss extra weekly income because they do not claim all the benefits they are entitled to. You may be able to claim a range of benefits and concessions depending on your circumstances.
The most common benefits people miss out on are:
- Personal Independence Payment - if you are under 65 you may be able to claim Personal Independence Payment if you need help with your personal care or with getting around outside.
- Attendance Allowance - you may be entitled to Attendance Allowance if you are aged 65 or over and need help because of illness or disability.
- Council Tax and Housing Benefit - you may be entitled to claim Housing Benefit to help you pay your rent and/or Council Tax Benefit to help you pay your council tax. These benefits can be paid to people on low income and people with modest incomes who have made savings for their retirement.
- Pension Credit - you may be entitled to Pension Credit if you are aged over 60. Pension Credit provides gives extra cash to people with modest incomes who have made savings for their retirement. The guarantee credit is set at standard amounts; from April 2008 it is £124.05 a week for a single person and £189.35 for a couple. The amounts are higher for some disabled people, carers and homeowners and leaseholders with certain housing costs.
2. Ill or disabled people
Do you experience long term ill health or a disability? Are you, or is someone you know caring for someone who has support needs? If so you may be missing out on claiming benefits you are entitled to.
If your health condition stops you doing things, or you need help from others to mange day to day activities or your personal care, you could be entitled to:
- Personal Independence Payment (PIP) - if you are under 65 you may be able to claim Personal Independence Payment if you need help with your personal care or with getting around outside. If you already get Disability Living Allowance (DLA) you will not be able to claim Personal Independence Payment
- Attendance Allowance (AA) - if you are aged 65 or over and need help because of illness or disability and you don’t already get Disability
- Employment and Support Allowance (ESA) - a benefit for people who are unable to work due to illness or disability. There are two types of ESA - you may be entitled to one or both of them:
- Contributory ESA is based on your National Insurance contributions
- Income-related ESA depends on your income and savings
Which benefits you claim will depend on your age and how your health problems impact you.
Getting ESA, PIP, DLA or AA can also help you and your carer if you have one, are entitled to more top-up benefits. It may also help you have access to other help, such as exemption from road tax, grants for home insulation.
Even if you claim these benefits you may not be receiving the right level so its still worth getting a benefit check. If you have applied for these benefits but have been turned down you may also want to seek advice.
3. Children, young people and their carers
If you care for a child who needs additional support because of long term ill-health or disability you may be able to claim extra benefits and tax credits. This includes families caring for children who have emotional and behavioural problems, long-term illnesses (such as asthma and eczema), developmental delay or other learning disability.
The main benefit you may be able to claim is called Disability Living Allowance (DLA). DLA is a tax-free benefit which can be worth more than £5,000 a year. It is paid to help meet the extra cost of bringing up a child with long-term additional support needs.
If you get DLA other benefits you receive (such as Income Support, Tax Credits, Housing Benefit and Council Tax Benefit) may increase. If you do not already receive these benefits, you may become entitled to claim because DLA has been awarded.
If you are a carer you may also be able to get other benefits such as Carer's Allowance.
Are you, or is someone you know caring for someone who has support needs? If so you may be missing out on claiming extra help.
If you spend at least 35 hours per week caring for for a severely disabled person you may also be to claim Carer's Allowance (CA). It doesn't matter whether you live with the person you care for or live somewhere else.
To qualify for CA the person you are caring for must be getting either Attendance Allowance (AA), Disability Living Allowance (DLA) care component paid or the daily Living Component of Personal Independence Payment (PIP). You must also:
- not be in full time education
- have earnings which are below £100 per week after certain allowable deductions have been made.
You may be entitled to claim Income Support. This is a benefit paid to people aged under 60 on low incomes who are unable to work because they are caring and they have savings of less than £16,000. If you are already receiving Income Support, claiming Carer's Allowance will increase your overall benefit income.
Housing benefit and Council Tax Benefit
If you are on a low income you may be entitled to claim Housing Benefit to help you pay your rent and/or Council Tax Benefit to help you pay your council tax. These benefits can be paid to people on low income and people with modest incomes who have made savings for their retirement.
5. Universal Credit
Universal Credit is a new working age benefit that will replace both in and out of work benefits, including tax credits and housing benefit. Universal Credit will be coming to some parts of Lambeth in December 2017, and other parts in February 2018. All residents who are claiming a benefit for the first time, or who have a change in circumstance, will be eligible for Universal Credit.
Universal Credit is a benefit that is managed online and claimed via this website: https://www.universal-credit.service.gov.uk/postcode-checker.
It is paid monthly in one household payment.
You will need to apply for the Council Tax Support separately.
Advising Communities provides help with making and managing Universal Credit claims, as well as money and budgeting advice, at the following locations. All services are drop-ins.
- Monday 10am - 2pm - Kennington Job Centre Plus
- Tuesday 10am - 2pm - Streatham Job Centre Plus
- Thursday 10am - 2pm- Olive Morris House
- Friday 10am - 2pm - Olive Morris House
There is additional digital support available for Universal Credit claimants at St Luke's Hub, 25A Wincott Street, Kennington, SE11 4NT.
- Wednesday 1-4pm
- Friday 10am-1pm
6. Refer someone for benefits advice
Social, health or other care professionals can refer clients for benefits advice; please complete the Every Pounds Counts referral form and email it to EveryPoundCounts@lambeth.gov.uk.
Alternatively you can send it by post:
Lambeth Adults' and Community Services
10 Wandsworth Road
Or you can get help from the One Lambeth Advice Service